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Ben Milne is the founder and CEO of Dwolla, a pioneering payments startup that aims to move money quickly and securely. Under Milne’s leadership, the Des Moines-based company has raised over $22 million from investors, including Andreessen Horowitz and Union Square Ventures. Dwolla has gained recognition as one of Fast Company’s “50 Most Innovative Companies of 2014.” Milne’s groundbreaking work in financial technology has led Forbes to name him a “Disruptor of the Year” and he has been featured in *Inc.* Magazine’s annual 30 under 30 list, as well as on Bloomberg TV and The TODAY Show. In 2013, he was also included on MIT Technology Review’s list of “Innovators Under 35.”
Ben Milne founded Dwolla to address the high transaction fees and limitations of traditional payment methods by creating a low-cost, efficient alternative. Dwolla operates on the ACH network, allowing individuals and businesses to send, receive, and request payments seamlessly without traditional card fees. With the release of a white-label API, Dwolla now enables businesses to integrate bank-to-bank payments directly within their systems, maintaining brand identity while offering the ease of direct bank transfers at minimal cost. Over the years, Dwolla has been adopted by a wide range of users, from artists and governments to manufacturers and utilities, facilitating thousands of transactions efficiently.
Ben Milne’s conferences are focused on financial innovation and the transformative potential of payment technologies. Known for his direct and insightful approach, Milne discusses the future of money movement, the role of technology in reducing transaction costs, and the potential of APIs in reshaping financial systems. His talks inspire both startups and established businesses in tech and finance, as he shares valuable insights from his journey building Dwolla and disrupting traditional payment structures.
Ben Milne explores how technology is changing the payments landscape, providing alternatives to traditional transactions. He shares the vision behind Dwolla and discusses how their white-label API is enabling companies to cut costs and streamline bank-to-bank transactions.
In this talk, Ben Milne delves into the significance of direct bank infrastructure for businesses, highlighting how API-driven bank integrations optimize financial operations, allowing companies to manage massive transactions at lower costs and greater security.
If you’re looking for an insightful and practical talk on financial innovation and payment technology, you can book Ben Milne through Thinking Heads. As a leading disruptor in digital payments, Ben offers a unique perspective on how to transform payment systems for greater accessibility and efficiency. Contact Thinking Heads today for more information and to secure his participation in your next event.
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© Thinking Heads, 2025
MADRID
+(34) 91 310 77 40
+(34) 91 310 77 40
MIAMI
+1 (305) 424 13 20
SEOUL
+(34) 91 310 77 40